If you have been involved in a car accident and suffered a serious injury, you are going to need a serious settlement to help pay your medical bills, compensate you for your time off work, and set you up for the future expenses. When it comes to a settlement offer, there are a few things you need to know.
Thing #1: Don't Accept the First Offer
The first thing you need to do is make sure that you don't accept the first offer that the insurance company makes you. The first offer the insurance company makes is going to be a low-ball offer; that is just how the process works. You should reject this offer; if you accept this offer, you can't move forward with a personal injury lawsuit.
Thing #2: Get an Attorney
The second thing you need to do is hire a personal injury attorney to represent you. An attorney can help you write-up and reject the first settlement offer. Then an attorney can help you build a legal case that will allow you to get the compensation that you deserve and that will help you pay your medical bills and take care of yourself. Once you've followed these steps, an attorney can help you take your case to the next level.
Thing #3: Get Together Your Information
The third thing you need to do is start to gather up information that will help you prove what type of settlement you deserve. For example, you need to gather together all your medical bills. If your injury is something that is going to cause you to have future medical bills, you need to get statements from your doctors that establish that you will have future medical bills. Then you need to have a financial medical professional who can provide an estimate for what your future medical costs will be.
Next, you need to figure out how much work you have missed. You need to get documentation from your work to show the work that you missed. If your ability to work in the future is compromised as well, you are going to need to work with a financial expert to establish your lost future earnings.
If you were seriously involved in a car accident, and you suffered a serious injury, don't accept the first offer you get. You need to hire an attorney who will help you get your information together to establish what a fair settlement offer would be that would take care of your needs from the car accident.